I just saw this interview and think that the information is quite scary regarding the current practices of the health care insurance providers: http://www.pbs.org/moyers/journal/07102009/profile.html

Also check out this simple description of the refofm bill on the table now:
http://www.slideshare.net/danroam/healthcare-napkins-all

As a matter of fact check out the second link first, that will flow better.